The BCEFCU Credit Card

The only card you need

Stop waiting for slow rewards.

Tired of waiting for rewards that take forever to get to you? The wait is over with BCEFCU’s Visa® Platinum Card!

Earn 2X the reward points on all your purchases from May 17 – September 16, 2023. Plus, new cardholders receive 0% interest for the first 6 months and 10,000 bonus points!*

With a Visa Platinum card you also get great features like:

  • FIXED rates as low as 8.90% APR!*
  • No annual fee
  • Redeem points* for a statement credit or cash deposit, merchandise, travel, or gift cards.
  • And more!

The BCEFCU Visa Platinum card is the most powerful card in your wallet with a fixed low rate, no annual fee, and a flexible rewards program.

Visa Card

BCEFCU VISA Platinum Credit Card

Card Highlights

  • New cardholders receive 0% APR* on qualified purchases for the first 6 months.* Plus 10,000 bonus points after spending $1,000 in the first 90 days.
  • Earn 1 point for every dollar spent**
  • Credit lines from $500-$25,000*
  • Tap to pay with contactless chip technology
  • Compatible with Apple Pay™, Google Pay™ and Samsung Pay™

8.90% - 14.90%

APR* Fixed

On purchases and balance transfers

Annual Fee – $0

Already a cardholder?

Log in to make a payment or manage your card.

Transfer balances from higher-rate or variable-rate cards to your lower, fixed-rate BCEFCU Visa Platinum card and save on purchases you’ve already made!

Or contact us at 410-828-4730, 800-234-4730, or [email protected] to get started!


Earn one point for every dollar you spend with your BCEFCU VISA Platinum Card.**

Redeem points for:

Important Phone Numbers for your VISA Credit Card

Report a lost or stolen VISA Credit Card

0-410-581-9994 outside the U.S. (collect)

Activate Your VISA Credit Card


Report Fraudulent Activity


Redeem Points for Travel

877-219-4988 or

Redeem Points for Merchandise

888-634-6318 or

Using Your Credit Card Abroad

For security reasons, some countries are blocked from allowing transactions on your VISA Credit card.

If you will be traveling outside the United States, please contact Member Services at 800-234-4730 to notify them that you will be traveling and to request that any blocks be removed before you depart.

*APR=Annual Percentage Rate. Introductory APR is for the first 6 statement closing dates following the opening of your account. After the promotional period your rate will convert to the standard rate as outlined in your new account agreement. Introductory rate is for purchases only – excludes balance transfers and cash advances.

**Rewards are earned on eligible net purchases (the sum of eligible purchases minus returns and refunds) and issued as points. Points can be redeemed at in the form of cash back (statement credit or deposit into your BCEFCU checking or savings account), gift cards, travel, or merchandise. There is no limit to the number of points you can earn. Cash advances and balance transfers do not earn rewards points. Points expire after five years or when the account is closed. Contact the credit union for details.