The BCEFCU Credit Card

The only card you need

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The BCEFCU Visa Platinum card is the most powerful card in your wallet with a fixed low rate, no annual fee, and a flexible rewards program.

Visa Card

BCEFCU VISA Platinum Credit Card

Card Highlights

  • New cardholders receive 0% APR* on qualified purchases for the first 6 months.* Plus 10,000 bonus points after spending $1,000 in the first 90 days.
  • Earn 1 point for every dollar spent**
  • Credit lines from $500-$25,000*
  • Tap to pay with contactless chip technology
  • Compatible with Apple Pay™, Google Pay™ and Samsung Pay™

8.90% - 14.90%

APR* Fixed

On purchases and balance transfers

Annual Fee – $0

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Already a cardholder?

Log in to make a payment or manage your card.

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Transfer balances from higher-rate or variable-rate cards to your lower, fixed-rate BCEFCU Visa Platinum card and save on purchases you’ve already made!

Transfer a Balance >

Or contact us at 410-828-4730, 800-234-4730, or memberservices@bcefcu.com to get started!

CURewards

Earn one point for every dollar you spend with your BCEFCU VISA Platinum Card.**

Redeem Points Now >

Redeem points for:

  • VISA Statement Credit
  • Deposit to your BCEFCU checking or savings account
  • Gift Cards
  • Travel
  • Merchandise

Important Phone Numbers for your VISA Credit Card

Report a lost or stolen VISA Credit Card

1-866-820-58320-410-581-9994 outside the U.S. (collect)

Activate Your VISA Credit Card

800-631-3197

Report Fraudulent Activity

888-918-7313

Redeem Points for Travel

877-219-4988 or
www.curewards.com

Redeem Points for Merchandise

888-634-6318 or
www.curewards.com

Using Your Credit Card Abroad

For security reasons, some countries are blocked from allowing transactions on your VISA Credit card.

If you will be traveling outside the United States, please contact Member Services at 800-234-4730 to notify them that you will be traveling and to request that any blocks be removed before you depart.

*APR= Annual Percentage Rate. Fixed rates may adjust annually based on credit worthiness. Balance transfers and cash advances excluded from all promotions. New cardholders subject to credit approval. Check for qualifying details. Introductory APR is for the first 6 statement closing cycles after the opening of the account. After the promotional period your rate will convert to the standard rate as outlined in your new account agreement. Rewards are earned on eligible net purchases (the sum of eligible purchases minus returns and refunds) and issued as points. Cash advances and balance transfers do no earn points. New cardholders must complete a total of $1,000 in retail purchases within 90 days of account opening to qualify for 10,000 bonus points. Points expire after five years.

VISA Platinum Rewards Application Disclosure and Agreement & Disclosure