The BCEFCU Credit Card
The only card you need
The BCEFCU Visa Platinum card is the most powerful card in your wallet with a fixed low rate, no annual fee, and a flexible rewards program.
BCEFCU VISA Platinum Credit Card
- New cardholders receive 0% APR* on qualified purchases for the first 6 months.* Plus 10,000 bonus points after spending $1,000 in the first 90 days.
- Earn 1 point for every dollar spent**
- Credit lines from $500-$25,000*
- Tap to pay with contactless chip technology
- Compatible with Apple Pay™, Google Pay™ and Samsung Pay™
8.90% - 14.90%
On purchases and balance transfers
Annual Fee – $0
Already a cardholder?
Log in to make a payment or manage your card.
Transfer balances from higher-rate or variable-rate cards to your lower, fixed-rate BCEFCU Visa Platinum card and save on purchases you’ve already made!
Or contact us at 410-828-4730, 800-234-4730, or [email protected] to get started!
Earn one point for every dollar you spend with your BCEFCU VISA Platinum Card.**
Redeem points for:
Important Phone Numbers for your VISA Credit Card
Report a lost or stolen VISA Credit Card
1-866-820-58320-410-581-9994 outside the U.S. (collect)
Activate Your VISA Credit Card
Report Fraudulent Activity
Using Your Credit Card Abroad
For security reasons, some countries are blocked from allowing transactions on your VISA Credit card.
If you will be traveling outside the United States, please contact Member Services at 800-234-4730 to notify them that you will be traveling and to request that any blocks be removed before you depart.
*Transactions must post to account by 9/16/23 to receive 2X points. APR= Annual Percentage Rate. Balance transfers and cash advances are excluded from all promotions. New cardholders subject to credit approval. Check for qualifying details. Introductory APR is for the first 6 statements closing cycles after account opening. After the promotional period your rate will convert to the standard rate as outlined in your new account agreement. New cardholders must complete $1,000 in retail purchases within 90 days of account opening to qualify for 10,000 bonus points.
**Rewards are earned on eligible net purchases (the sum of eligible purchases minus returns and refunds) and issued as points. Points can be redeemed at CURewards.com in the form of cash back (statement credit or deposit into your BCEFCU checking or savings account), gift cards, travel, or merchandise. There is no limit to the number of points you can earn. Cash advances and balance transfers do not earn rewards points. Points expire after five years or when the account is closed. Contact the credit union for details.