Savings Rates

Effective October 1, 2022.

MinimumDividend RateAnnual Percentage Yield APY
Share Savings$5

.10%

.10%

Checking

NONE

.00%.00%
IRA Savings$10

.10%

.10%

Holiday, Vacation & Personal Clubs $5

.10%

.10%

Premier Money Market$2500

.20%

.20%

Share Certificates

(Effective 9/28/22 – 10/25/22) – Penalties apply for early withdrawal.

TermMinimumDividend RateAnnual Percentage Yield APY
6 months$500n/an/a
1 Year$500

1.00%

1.00%

2 Years$500

1.40%

1.41%

3 Years$500

1.50%

1.51%

4 Years$500

2.00%

2.02%

5 Years$500

2.20%

2.22%

Additional Deposits:  Not allowed
Withdrawals: Allowed- dividends only
Renewable: Automatic

IRA Share Certificates

TermMinimumDividend RateAnnual Percentage Yield APY
3 Years$2000

1.50%

1.51%

5 Years$2000

2.20%

2.22%

Additional Deposits: Not allowed
Withdrawals: Allowed- with penalty
Renewable: Automatic