Understand How Mortgage Rates are Determined
Every potential homeowner wants to get the lowest interest rate for their mortgage loan, but not everyone understands the factors that go into determining your mortgage interest rate.
Memorable savings are here!
Rates as low as 1.49% APR*! Learn More >
* APR=Annual Percentage Rate. Subject to credit approval. Check for qualifying details. Rate listed is the lowest available up to 60 months and includes a rate discount of 1.00% available only with automated payments. Refinancing of any existing Credit Union auto loan will incur a $250 processing fee.
Hot Dog!
It’s one sweet treat for VISA Platinum card holders!
- 5x the points on all transactions*
- Plus 5,000 bonus points for new card holders*
* Transactions must post May 17, 2021 through September 16, 2021. Does not include cash advances and balance transfers.
Hot Dog!
It’s one sweet treat for VISA Platinum card holders!
- 5x the points on all transactions*
- Plus 5,000 bonus points for new card holders*
* Transactions must post May 17, 2021 through September 16, 2021. Does not include cash advances and balance transfers.
Manage your Finances on the Go!
Bank where you want to bank, we help you control your finances on your time.
BCCU VISA Credit
Download the app to manage your VISA Platinum Card right from your phone!
BCCU VISA Debit
Download the app to manage your VISA Debit Card right from your phone!
BCCU VISA Credit
Download the app to manage your VISA Platinum Card right from your phone!
BCCU VISA Debit
Download the app to manage your VISA Debit Card right from your phone!
From the Blog
Consolidate Debt with a Low-Rate Home Equity Loan!
Consolidating debt is one of the best ways to pay it down quickly. Let’s look at some of the pros and cons of using a home equity loan to consolidate debt.
BCEFCU VISA Platinum Card— One Sweet Summertime Deal
Debit cards are great, but there’s another option—a VISA Platinum credit card from Baltimore County Employees Federal Credit Union!
Financial Beat
News You Can Use!
Stay updated on the latest promotions, news, events and more by checking out your Credit Union’s quarterly newsletter.
"I love the credit union. Any time I need anything or have any questions, every person I have ever spoken to has been helpful, personable, and professional."
A Happy Member since 2005 
"Chiquita and Tay were awesome!! Understanding, polite, professional, and very accommodating. I couldn't ask for anything more."
A Happy Membersince 1988
"My experience was fantastic. I'm very happy to have an account at a bank that seems to care!"
Linda Levequemember since 2021
"Been satisfied with this credit union since it opened way back when."
Sarah Westmember since 2005
"Personal customer service is a rare commodity these days."
Mary Raymemember since 2021
"I always feel good making a transaction. I feel good leaving my money with your bank."
Sommer Dunajamember since 1996
"The team there made us feel very welcome. Veronica, Raylene and Jennifer all made my family feel like we made the right banking decision."
William Robertsonmember since 2021
"The loan person was so accommodating and professional. She made the whole process so comfortable and easy. Great experience."
Dana Camakmember since 1983
"Ease of working with employees and the close contact made me feel like we were very valued customers, even though we were brand new to the credit union."
A Happy Member since 2021
"Great service and affordable rates when needed."
Mark Hallmember since 1984
