Maryland's Credit Union - Baltimore County Credit Union

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Home Equity Loans

The right tool to get the job done!

Home Equity Loans

The right tool to get the job done!

0% Introductory APR &

10,000 bonus points for new cardholders*

October is International Credit Union Month

Join BCEFCU in October and get a $50* bonus!

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Join us for International Credit Union Day!

Thursday, Oct. 17, 2024, 10am to 3pm

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Can’t make it, enter our online prize drawing > Enter here

Financing your car doesn’t have to be scary...

Auto loan rates from 4.90% APR

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VISA Platinum Credit Card

Get 0% Intro APR* for the first 6 months!
Plus 10,000 bonus points*

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Hype the Swipe!

BCEFCU VISA Debit Cardholders could win $50* just for using your debit card!

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Featured Rates

Auto Loans

as low as
4.90% APR*

Current Rates >

Personal Loans

as low as
7.90% APR*

Current Rates >

Credit Cards

as low as
8.90% APR*

Current Rates >

Home Equity

as low as
5.50% APR*

Current Rates >

See More Great Rates >

From the Blog

Person-to Person Money Transfers 101

Many people enjoy the convenience of using person-to-person money transfers such as Apple Pay®, Cash App, Google Pay®, Venmo, and PayPal.

First-Time Home Buyers 101

Home ownership brings intangible benefits, such as a sense of stability and pride of ownership, along with the tangible ones of tax deductions and equity.

Get Inspired During Financial Education Awareness Month

April is National Financial Education Month, a time to recognize the value of financial education and identify ways to improve our money management.

What our members are saying

I always get top service at the Credit Union. I spoke with Justin and Chiquita, both were outstanding!

Amy Wills was very professional, excellent to work with!

I love this Credit Union they are always so easy to work with and very polite and professional.

Courteous professionals work in the credit union. They treat you with respect and dignity!

I simply cannot believe how fast, easy and professional this process has been. Josh Adams was the best!

BCEFCU treats members like family.

Tae Allen was exceptional! She returned my calls promptly and made getting a loan seamless and easy!

I have recently joined and the incredible staff at the Towson branch were extremely helpful and welcoming.

Mary was great! She listened to my needs, made suggestions and was very fast in completing my loan!

Justin was amazing! I called about my loan payment and after talking to him, he reminded me I had disability insurance on that loan and helped me file a claim.