Vehicle Loans
New Autos & Motorcycles
APR Range | Terms |
|---|---|
4.90% to 10.90%* | Up to 60 months |
5.50% to 11.50%* | Up to 72 months |
5.90% to 11.90%* | Up to 84 months |
Used Autos & Motorcycles
APR Range | Terms |
|---|---|
4.90% to 10.90%* | Up to 60 months |
5.50% to 11.50%* | Up to 72 months |
5.90% to 11.90%* | Up to 84 months |
Antique, Vintage, & Classic Vehicles
APR Range | Terms |
|---|---|
4.90% to 10.90%* | Up to 60 months |
5.50% to 11.50%* | Up to 72 months |
5.90% to 11.90%* | Up to 84 months |
Aged Vehicle - Models 10 years & older
APR Range | Terms |
|---|---|
5.90% to 11.90%* | Up to 60 months |
Boats and RVs
APR Range | Terms |
|---|---|
8.50% to 14.50%* | 60 months up to $24,999 |
8.50% to 14.50%* | 144 months $25,000 & up |
The percentage financed is up to 120% of MSRP (new) or J.D. Power Average Retail Value (used), 80% of J.D. Power Average Retail Value for antique, vintage, classic and kit cars.
Home Loans
Mortgages for the Purchase or Refinance of Your Home
Whether you want to buy a new home or refinance your existing mortgage(s), we have programs to help you. Choose from fixed, adjustable, or buy down rates. Rates and points can change daily, subject to change without notice.
For rates and information tailored to you, contact a Mortgage Counselor at 410-828-4730, 800-234-4730 or [email protected] or visit our Online Mortgage Center.
Home Equity Loan
Introductory rate special of 4.50% APR*
for the first five years.
Then as low as 5.00% APR* for a 10 year term or as low as 5.50% APR* for a 15 year term.
- Fixed rate
- Fixed term
- No closing costs**
*Subject to credit approval. Check for qualifying details. APR = Annual Percentage Rate. Rates may vary based on loan term and credit worthiness.
Home Equity Line of Credit
Introductory rate special of 3.90% APR*
for the first year!
Approved loan amounts to qualified borrowers based on 85% of appraised value of Primary Residence less the first mortgage balance.
- Variable rate after introductory rate period
- Terms up to 180 months
- 10-year draw period
- No closing costs**
Residential Investment Property Home Equity Loan
| APR Range | Terms |
|---|---|
5.75% to 11.75%* | Up to 180 months |
Up to 70% of appraised value less first mortgage balance
More Loans
Personal
| APR Range | Terms | Percentage Financed |
|---|---|---|
7.90% to 13.90%* | Up to 60 months | Up to $25,000 to qualified applicants |
8.90% to 14.90%* | 61 to 84 months | Up to $25,000 to qualified applicants |
Preferred Line of Credit
| APR Range | Terms | Percentage Financed |
|---|---|---|
10.90% to 16.90%* | Up to 84 months | Up to $15,000 to qualified applicants* |
Signature Money Line of Credit
| APR Range | Terms | Percentage Financed |
|---|---|---|
12.00% to 18.00%* | 6-month term 12-month term | Up to $1,000* Up to $2,000* |
Vacation Loan
| APR Range | Terms | Percentage Financed |
|---|---|---|
7.90% to 13.90%* | Up to 12 months | 100% to qualified applicants* |
Share Secured (variable rate)
| APR Range | Terms | Percentage Financed |
|---|---|---|
3.00% above Share Savings* | 144 months | Full amount in Share Saving |
Education / Computer
| APR Range | Terms | Percentage Financed |
|---|---|---|
6.90% to 12.90%* | Up to 18 months | 100% to qualified applicants* |
Holiday Loan
Available October 1 – January 31
*Subject to credit approval. Check for qualifying details. APR= Annual Percentage Rate. New & used vehicle rates above include a discount of .50% (for 60, 72 and 84 months) with automated payments. Refinancing of any existing Credit Union auto loan will incur a $250 processing fee. Loan policies and rates are subject to change without notice.
**If loan is paid off within 24 months of the original note date, closing costs must be reimbursed to Credit Union by the borrower. Note: Properties which are security for any type of Home Equity Loan are limited to the States of Maryland, Pennsylvania and Delaware.
Loan rates may vary based on loan term and credit worthiness.
