Home Equity Loans

Tap the equity in your home with no closing costs!**

If you own a home in Maryland, Delaware or Pennsylvania, we can help you tap the equity you need to consolidate debt, make home improvements, pay for a child’s college education, and more!  Choose from a line of credit or a fixed-rate loan. Approved loan amounts based on 85% of appraised value of Primary Residence or 80% of appraised value of Secondary Residence less first mortgage balance.

Home Equity Line of Credit

Introductory Rate Special

5.50% APR* for the first year

  • Variable rate plan (based on prime rate minus 1%) with a floor of 3.90% APR*
  • 10-year draw period for advances
  • No closing costs**

Not sure how much you qualify for?
Use our Home Equity Calculator to get a better idea!

Optional Debt Protection is available for Home Equity Loans

Nationwide Mortgage Licensing System: NMLS # 410315

*Subject to credit approval. Check for qualifying details.  APR = Annual Percentage Rate. Rates are subject to change without notice and may vary based on loan term and credit worthiness.

**If loan is paid off within 24 months of the original note date, closing costs must be reimbursed to the Credit Union by the borrower.

Home Equity Fixed Rate Loan

Introductory Rate Special

5.50% APR* for the first five years

  • Terms 10 or 15 years
  • No closing costs**