Home Equity Loans

Tap the equity in your home with no closing costs!**

If you own a home in Maryland, Delaware or Pennsylvania, we can help you tap the equity you need to consolidate debt, make home improvements, pay for a child’s college education, and more!  Choose from a line of credit or a fixed-rate loan. Approved loan amounts based on 85% of appraised value of Primary Residence or 80% of appraised value of Secondary Residence less first mortgage balance.

Home Equity Line of Credit

Introductory Rate Special

5.50% APR* for the first year

  • Variable rate plan (based on prime rate minus 1%) with a floor of 3.90% APR*
  • 10-year draw period for advances
  • No closing costs**

Not sure how much you qualify for?
Use our Home Equity Calculator to get a better idea!

Optional Debt Protection is available for Home Equity Loans

Nationwide Mortgage Licensing System: NMLS # 410315

*Subject to credit approval. Check for qualifying details.  APR = Annual Percentage Rate. Rates are subject to change without notice and may vary based on loan term and credit worthiness.

**If loan is paid off within 24 months of the original note date, closing costs must be reimbursed to the Credit Union by the borrower.

Home Equity Fixed Rate Loan

  • 5.00% to 11.00% APR* up to 60 months
  • 5.50% to 11.50% APR* up to 120 months
  • 5.75% to 11.75% APR* up to 180 months
  • Up to 85% of appraised value of primary residence or 80% of appraised value of secondary residence less the first mortgage balance.
  • Fixed terms of 5, 10 or 15 years
  • No closing costs**

Planning a remodel?

Use a home equity to pay for it!