Basic Checking
- No minimum balance
- No monthly fees
- Free VISA Debit card
- Free standard checks
Teen Checking
For members ages 13-17 with a parent/guardian
Bonus Checking
All checking account holders earn a bonus for each month they:
- Have direct deposit
- Use their VISA Debit card for at least 12 point of sale transactions
- Receive eStatements
For every month you meet these criteria you’ll receive:
- Dividends on your checking account*
- Rebate of interest paid on any non-real estate loans you have with us!**
* Dividend rate will equal the rate paid on the Premier Money Market account for that month.
** Rebate will be a 1/2% reduction in your loan interest rate applied to your loan payment for that month.
Overdraft Protection
Remember to add Overdraft Protection to your Basic Checking Account. Overdraft Protection covers you if you overdraw your account. We will transfer funds first from your designated share account, secondly from an established Preferred Line of Credit account, thirdly from our Courtesy Pay service (up to $500 including a $25 Courtesy Pay fee), and lastly from any other savings account.
Contact Member Services at 410-828-4730, 800-234-4730, or memberservices@bcefcu.com to opt in.
