Checking Accounts

Why choose the Credit Union for your new Checking Account?

NO minimum balance requirement, monthly maintenance fees or monthly debit card fees!  FREE Mobile Banking, Mobile Deposit and e-Statements.

Basic Checking Account

With your Credit Union Free Checking Account, you won’t have to worry about paying a lot of fees. Our Checking features NO monthly service fees, transaction fees, debit card fees or minimum balance requirement. We want you to keep your hard-earned money…so you can spend it on the things you love!

Make your checking experience even better by adding some of our popular Checking Account Services

Teen Checking Account

Would you like a little financial freedom in managing your own money?

Your Credit Union offers a product created especially for you. Our Teen Checking Account is designed to help teach our young members, ages 13-17, how to develop good financial habits for saving, budgeting, and decision making.

Learn more about teen checking and our youth center:

You work hard and deserve a Bonus!

As a Baltimore Credit Union Checking Account holder, you’re automatically eligible to receive a “Bonus” with your Checking Account by meeting the parameters below:

  1. Are you signed up for Direct Deposit of your net pay?
  2. Are you using the VISA Debit Card for at least 12 POS (point of sale) transactions each month?
  3. Are you enrolled to receive a monthly e-Statement?

For every month you answer YES to the criteria above, you’ll receive:

  • Dividends on your Checking Account *
  • Rebate of interest paid on any non real estate loans you have with us! **

* Dividend rate will equal the rate paid on the Premier Money Market account for that month.
** Rebate will be a 1/2% reduction in your loan interest rate applied to your loan payment for that month.