Personal Loans

We have millions to lend – for when life happens!

Personal Loans

Whatever you need, whenever you need it, we can help.

We all have expected and unexpected expenses.  A dream vacation. Tuition.  Medical bills.  Too many bills. 

Whether it’s to fund something expected, unexpected, or to just consolidate your debt, we have millions to lend – for when life happens.

Personal Loans Options

Features

Terms

APR Range

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Personal Loan

Up to $20,000

No collateral required

Up to 84 mos.

10.90% - 16.90%*

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Preferred Credit Line

Up to $15,000

Overdraft protection available

No collateral required

Up to 48 mos.

10.90% - 16.90%*

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Signature Money Line

Up to $2,000

No collateral required

6 or 12 mos.

12.00% - 18.00%*

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Holiday Loan

(October 1-January 31)

Up to 100% of request to qualified applicants

No collateral required

Up to 12 mos.

7.90% - 13.90%*

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Vacation Loan

Up to 100% cost of the vacation

No collateral required

Up to 12 mos.

7.90% - 13.90%*

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Share Secured Loan

Secured by balance in Share Savings Account

Still earn dividends on savings

Up to 144 mos.

3.00%* above share savings account rate

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Education/Computer

Up to 100% of computer cost or additional school expenses

No collateral required

Up to 18 mos.

6.90% - 12.90%*

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Financial Assurance Loan

For those who have a temporary loss of income due to COVID 19

Payment deferred 60 days from loan origination date

No collateral required

Up to 24 mos.

1.90 - 7.90%*

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*APR = Annual Percentage Rate.  Subject to credit approval.  Not all applicants will qualify for the lowest rate.  Check for qualifying details.