Buy Refinance

Rates as low as

1.49% APR*

Buy Refinance

Rates as low as

1.90% APR*

for 60 months

Affordable Auto Loan Financing

Auto Loan Rates

Refinance & Save

Refinance a high interest auto loan and keep more money in your pocket. See how much you can save!

Get Pre-Approved

Shop with confidence knowing you’re already approved. It’s fast and free.

Apply and Buy

Baltimore County Employee Federal Credit Union partners with dozens of area dealerships to make applying for a vehicle loan fast and easy.

Auto & Loan Protection

Have peace of mind knowing that your vehicle and your finances are covered with these optional services:

* Subject to credit approval. Check for qualifying details. APR=Annual Percentage Rate. The Auto Loan Rate listed above is the lowest available rate up to 60 months and includes a rate discount of 1.00% available ONLY with Automated Payments. Refinancing of any existing Credit Union Auto Loan will incur a processing fee of $250.00.

"Tae Allen was extremely helpful with the car loan process. Jennifer Wilson was also extremely helpful and efficient with processing the final papers. I will most definitely brag about this bank to all my family and friends at the place of my employment which is John's Hopkins Bayview Hospital."

Clara Zaidelmember since 2018

"We just love the service and care the CU always offers us. We live in Cecil County now, but still keep our CU accounts, because of the great service and rates!"

Michael Fossler, Jr.member since 1983

"I could tell Customer Service cared about any concerns that I had and explained everything so I could understand, which made me feel very comfortable about my transactions."

A Happy Membersince 2020

“Mary H. was absolutely wonderful. Very responsive to my emails and very patient with my questions. I am so glad I belong to BCEFCU-Best Bank Ever!!”

Phyllis Bongiornomember since 2017

"Representative was professional, courteous and worked to make sure all needs were met, and all problems were resolved."

Gary Hinesmember since 2020

"Everyone that had a hand in helping me through this process was nice and made me feel comfortable and confident in my decision."

A Happy Membersince 1999

Buy Refinance

Rates as low as

1.49% APR*

Buy Refinance

1.90% APR*

Affordable Auto Loan Financing

Auto Loan Rates

Refinance & Save

Get Pre-Approved

Apply and Buy

Auto & Loan Protection

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