Auto Loan Rates
View and compare current auto loan rates for new and used cars, and discover options that may help you save money.
Effective November 1, 2020
New Vehicle
| APR Range | Terms | Monthly Payment (per 1,000 borrowed) |
|---|---|---|
| 1.90% to 7.90% | Up to 60 months | $17.48 |
| 2.40% to 8.40% | Up to 72 months | $14.93 |
| 2.90% to 8.90% | Up to 84 months | $13.17 |
Used Vehicle
| APR Range | Terms | Monthly Payment (per 1,000 borrowed) |
|---|---|---|
| 1.90% to 7.90% | Up to 60 months | $17.48 |
| 2.40% to 8.40% | Up to 72 months | $14.93 |
| 2.90% to 8.90% | Up to 84 months | $13.17 |
The New and Used Vehicle Auto Loan Rates listed above includes a discount of .50% (for 60, 72 and 84 months) available ONLY with Automated Payments.
The percentage financed is up to 120% of MSRP (New) or NADA Average Retail Value (Used).
Aged Vehicle
| APR Range | Terms | Percentage Financed |
|---|---|---|
| 4.90% to 10.90% | Up to 60 months Models – 10 years & older | Up to 120% OF NADA Average Retail Value* |
*Subject to credit approval. Check for qualifying details. APR=Annual Percentage Rate. New and Used Vehicle Rates listed above include a rate discount of 0.50% available ONLY with Automated Payments. Refinancing of any existing Credit Union Auto Loan will incur a processing fee of $250.00.
Antique, Vintage, Classic Vehicles & Kit Cars
| APR Range | Terms | Percentage Financed |
|---|---|---|
| 3.25% to 9.25% | Up to 60 months | Up to 80% of NADA Retail Value* |
| 3.75% to 9.75% | Up to 72 months | Up to 80% of NADA Retail Value* |
| 4.25% to 10.25% | Up to 84 months | Up to 80% of NADA Retail Value* |
