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Home Equity Loans

Maryland Home Equity Loans and Rates

Home equity loans

Do you own your own home? You may be able to borrow additional funds based on the equity you’ve accumulated. Consolidate debt, pay for a child’s education, or pay for home improvements with this low-interest rate loan. We offer variable and fixed rate options. Approved loan amounts to qualified borrowers are based on 85% of the Appraised Value of Primary Residence less the first mortgage balance.

Home Equity Line of Credit - 2.0% APR* Introductory Rate (Ask for details)

This is a variable rate plan based on M & T Bank’s Prime Rate minus 1%) with a floor of 4.0% APR.*
You can take draws on this loan for up to ten years and the payment is based on the outstanding balance.  Enjoy No Closing Costs with us!**

Fixed Rate Home Equity Loan - Rates as low as 4.25% APR!

The fixed rate Home Equity Loan offers several different rate & term plans. Members also enjoy No Closing Costs with this loan. **

APR Range
Terms
4.25% to 10.25%
Up to 60 months
4.90% to 10.90%
Up to 120 months
5.25% to 11.25%
Up to 180 months

*Subject to credit approval. Check for qualifying details. APR=Annual Percentage Rate.

**If loan is paid off within 24 months of the original note date, closing costs must be reimbursed to the Credit Union by the borrower.

Note: Properties which are security for any type of Home Equity Loan are limited to the states of Maryland, Pennsylvania and Delaware.

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