Basic Checking
- No minimum balance
- No monthly fees
- Free VISA Debit card
- Free standard checks
Teen Checking
For members ages 13-17 with a parent/guardian
Cha-Ching!
Get a $50 bonus when you open a new Teen Checking account in April!*
You’ll also get a lot of FREE with your new account:
- FREE Visa Debit card with access to 55,000 surcharge-free ATMs nationwide
- FREE standard checks
- FREE online and mobile banking
- FREE eStatements
Not a teen, but know someone 13-17 who is ready for their own account? Suggest they open a new Teen Savings account! It’s $5 to open the account and become a member, and they can open a Teen Checking account at the same time.
*Membership eligibility applies. New teen members must open and fund a Teen Savings account to open a Teen Checking account. Bonus is for new Teen Checking accounts opened from April 1, 2024 to April 30, 2024 only. One bonus per member. Bonus will be deposited to account within 90 days of account opening. Adult joint owner required.
Bonus Checking
All checking account holders earn a bonus for each month they:
- Have direct deposit
- Use their VISA Debit card for at least 12 point of sale transactions
- Receive eStatements
For every month you meet these criteria you’ll receive:
- Dividends on your checking account*
- Rebate of interest paid on any non-real estate loans you have with us!**
* Dividend rate will equal the rate paid on the Premier Money Market account for that month.
** Rebate will be a 1/2% reduction in your loan interest rate applied to your loan payment for that month.
Overdraft Protection
Remember to add Overdraft Protection to your Basic Checking Account. Overdraft Protection covers you if you overdraw your account. We will transfer funds first from your designated share account, secondly from an established Preferred Line of Credit account, thirdly from our Courtesy Pay service (up to $500 including a $25 Courtesy Pay fee), and lastly from any other savings account.
Contact Member Services at 410-828-4730, 800-234-4730, or [email protected] to opt in.
