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Investment Property Loans

Home by the water

Investment Property Loans

Home Loans


Fixed Rate First Mortgage

Are you interested in purchasing a vacation or rental home? We offer a fixed rate first mortgage loan for residential investment property. This loan carries a maximum term of 15 years. Approved loan amounts to qualified borrowers are based on 80% of appraised value on Purchase Money and 75% of appraised value on Refinances.

Note: Rates and points can change daily and are subject to change without notice. Properties which are security for Mortgage Loans are limited to the States of Maryland, Pennsylvania and Delaware.

Apply for a Residential Investment Property Mortgage

Fixed Rate Home Equity

If you’ve accumulated equity in your vacation property or second home, you may be able to borrow additional funds against it. Approved loan amounts to qualified borrowers are based on 70% of appraised value less the first mortgage balance. Rates for this loan range from 5.75% to 11.75% APR* and the maximum term is 180 months. Members taking a Residential Investment Property Loan with the Credit Union also enjoy No Closing Costs!**

*Subject to credit approval. Check for qualifying details. APR=Annual Percentage Rate.

**If loan is paid off within 24 months of original note date, closing costs must be reimbursed to the Credit Union by the borrower.

Note: Properties which are security for any type of Home Equity Loan are limited to the states of Maryland, Pennsylvania and Delaware.

Apply for a Residential Investment Property Home Equity Loan

Nationwide Mortgage Licensing System: NMLS # 410315
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