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Checking Account Services

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Convenient Checking Account Services

To enhance your checking experience, we offer a number of convenience services.

Sign up for one or all — there's no application fee with us!

direct deposit

Ask how to set up the automatic deposit of your payroll, retirement or other recurrent funds for easy access through your Credit Union Checking Account. Click below for the appropriate form.

overdraft protection

You'll have added protection from overdrafts. First, our system looks to pay any overdrafts by automatic transfer from your eligible savings account, then from any established line of credit and lastly, by utilizing the Courtesy Pay Program (ask for complete details).

Debit Card - No Monthly Debit Card Fee!

You don't have to write a check to make purchases with the money in your checking account. Use the VISA Debit Card wherever VISA cards are accepted. Every transaction will be detailed on your monthly statement. Plus you can also withdraw money from your account at over 55,000 Allpoint ATMs surcharge-free!.


Once your account is open, sign up for free e-statements on our website. It's easy to enroll and you'll receive e-mail notification when your statement is ready to view!

Audio Response – banking by phone

Use a touch-tone phone to access your account… 7 days a week, 24 hours a day!

Online Banking - banking from your computer

Use your computer to securely perform account inquiries, transfer money, and obtain statement transaction details.

Online Bill Pay – unlimited bill pay service

Pay an unlimited number of bills without the hassle of writing a check; transfer funds to or from accounts in your name at other financial institutions; do person-to-person transfers by text messaging or email using Popmoney from Bill Pay.

Mobile Banking - bank from anywhere with mobile banking

Use your Smartphone (iPhone or Android) to check balances, pay bills, view account history, transfer money and deposit checks—all at no cost using our downloadable TouchBanking app.

Mobile deposit - deposit your checks with your smartphone

Members with the Credit Union Checking Account are now able to deposit paper checks electronically using our mobile banking app.

ID Restoration Service - fraud prevention and restoration

As you know, identity theft and fraud affects thousands of people every year. That's why Baltimore County Employees Federal Credit Union and the Deluxe Corporation have partnered to offer you a full range of service options to address the many sources of identity theft.

Order Your FREE Checks Today!

Enjoy free standard checks for as long as you have your account with us. Special check designs are available for a fee if you'd like something fun and different.

To place your check order, please call a Member Service Representative at 410-828-4730.



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