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Auto Loan Rates

Man with a new car

APR Range Terms Percentage Financed
New Vehicle
2.75% to 8.75%
Up to 60 months Up to 120% of MSRP*
3.25% to 9.25%
72 months Up to 120% of MSRP*
3.75% to 9.75%
84 months Up to 120% of MSRP*
Used Vehicle
2.75% to 8.75%
Up to 60 months Up to 120% OF NADA Average Retail Value*
3.25% to 9.25%
72 months Up to 120% OF NADA Average Retail Value*
3.75% to 9.75%
84 months Up to 120% OF NADA Average Retail Value*
The New and Used Vehicle Auto Loan Rates listed above for each repayment tier includes a discount of .25% (for 60, 72 and 84 months) available ONLY with Automated Payments.
Aged Vehicle
5.25% to 11.25%
60 months
Models – 10 years & older
Up to 120% OF NADA Average Retail Value*
Antique, Vintage, Classic Vehicles & Kit Cars
3.25% to 9.25%
60 months Up to 80% of NADA Retail Value*
3.75% to 9.75%
72 months Up to 80% of NADA Retail Value*
4.25% to 10.25%
84 months Up to 80% of NADA Retail Value*

Effective November 1, 2019

*Subject to credit approval. Check for qualifying details. APR=Annual Percentage Rate. New and Used Vehicle Rates listed above include a rate discount of 0.25% available ONLY with Automated Payments. Refinancing of any existing Credit Union Auto Loan will incur a processing fee of $250.00.

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