Credit Union Teen Checking Application

Please fill out the form on your screen, print out and mail to the address listed below. The Credit Union requires an INK Signature for this application. We will not accept a faxed copy. This helps to reduce account fraud.

Please note

  • Signatures MUST be notarized on applications mailed to the Credit Union

Baltimore County Employees Federal Credit Union
23 W. Susquehanna Avenue - Towson, MD 21204

Please submit a copy of your drivers license or Photo ID and joint owner's drivers license (if applicable) with this application.

YES, I am a member in good standing of the Baltimore County Employees Federal Credit Union and have at least $5.00 on deposit in my Regular Share Savings Account. 

Teen's Name:
Date of Birth: / /
Mother's Maiden Name:
Social Security Number: - -
Current Mailing Address:
City: State
Zip+4:
Daytime Phone: - -
Email:
 

I understand that my email address will remain confidential in the Credit Union’s database and that I will only receive periodic on-line news and advertisements from my Credit Union.
Driver License Number:
State Issued:
   
Joint Owner (1) Information
Joint Owner Name (1)
(if applicable)
Social Security Number: - -
Current Mailing Address:
City: State
Zip+4:
Daytime Phone: - -
Work Phone: - -
Date of Birth: / /
Email:
  I understand that my email address will remain confidential in the Credit Union’s database and that I will only receive periodic on-line news and advertisements from my Credit Union.
Driver License Number:
State Issue:
   
Joint Owner (2) Information
Joint Owner Name (2)
(if applicable)
Social Security Number: - -
Current Mailing Address:
City: State
Zip+4:
Daytime Phone: - -
Work Phone: - -
Date of Birth: / /
Email:
  I understand that my email address will remain confidential in the Credit Union’s database and that I will only receive periodic on-line news and advertisements from my Credit Union.
Driver License Number:
State Issue:
   
Teen Checking Account

I will receive the following benefits:

  • FREE Checks
  • FREE SmartCash VISA Check Card
  • Quick Teller On-Line Services
  • Quick Teller Phone Banking
  • Use of our ATMs and Allpoint ATMs nationwide
  • No monthly fees
  • No minimum balance required
  • Overdraft protection
  • Monthly statements
   
Check Information
Please enter what you would like to have appear on your checks.
Name:
Address:
City: State
Zip+4:
Phone: (optional) - -
   
If you would like to receive Custom Check Designs, please contact our Member Services Department.
 
SmartCash VISA Check Card
  Joint Owner
  Yes, I would like to receive a card
  No, I do not want a card
     
QuickTeller Pin:
Here is my QuickTeller 4-digit
Personal Identification Number


I acknowledge that the Teen Checking Account at Baltimore County Employees Federal Credit Union (BCEFCU) comes with certain ongoing responsibilities. By signing this document, I and my joint owner agree to abide by the disclosed terms and conditions of all accounts or services that I may receive at BCEFCU. These terms and conditions incorporated herein by reference will be disclosed in accordance with applicable state and federal laws, and are provided in the Important Disclosures booklet to be mailed.

The Teen Checking Account is specifically for members of BCEFCU between 13 and 17 years of age. The minor must use their own social security number to establish this checking account. A parent or legal guardian of the teen applicant must be a joint owner on the Teen Checking Account. The joint owner must be at least eighteen (18) years of age and will be jointly and severally liable to BCEFCU for any returned items, overdrafts, or unpaid charges or amounts in connection with the account.

I agree to accept the SmartCash Visa Check Card with the Teen Checking Account according to the terms and conditions of the VISA Check Card Agreement incorporated herein by reference and provided in the Important Disclosures booklet to be mailed. The SmartCash VISA Check Card will have the following limitations: (1) Point of Sale (POS) maximum of $500 per 24-hour period; (2) ATM withdrawal maximum of $200 per 24-hour period; and (3) Overdraft line of credit is not available with this account. I agree to accept the QuickTeller Audio-Response (Phone Banking) & On-Line Services with the Teen Checking Account incorporated herein by reference. QuickTeller Audio-Response & On-Line Services is provided under the terms and conditions specified in the Important Disclosures booklet to be mailed.

BCEFCU may make payments of funds directly to the minor without regard to his/her minority status. BCEFCU has no duty to inquire as to the use or purpose of any transaction made by the minor or joint account owner. BCEFCU shall not change the account status when the minor reaches eighteen (18) years age unless authorized in writing by all account owners. All funds in the account shall be owned as a joint account with rights of survivorship unless otherwise indicated on my membership application on file with the Credit Union and incorporated herein by reference.

SIGNATURE MUST BE NOTARIZED IF NOT WITNESSED BY A CREDIT UNION EMPLOYEE

Signature of Teen (Applicant)
Date (MO.,DAY, YEAR)
   
X _________________________________________________ ___________________________
 
(Seal)
 
   
Signature of Joint Owner (1) Date (MO.,DAY, YEAR)
   
X _________________________________________________
 ___________________________
 
(Seal)
 
   
Signature of Joint Owner (2) Date (MO.,DAY, YEAR)
   
X _________________________________________________
 ___________________________
 
(Seal)
 

Office Use Only:  
MD RESIDENT YRS: ____________________________
OTHER STATE: ____________________________
APPROVED BY: ____________________________
DATE: ____________________________