Products & Services: loans

Loan Services

The Credit Union offers attractive lending rates to help you reach your financial dreams. The rate a member pays will be determined by their credit history. Rates are based on approved credit and members with sound credit will continue to earn our very best rates.

Like any lender, your Credit Union carefully reviews every loan application. This is to protect your funds. The savings that members have on deposit at the Credit Union become part of the member loan fund. We offer many types of loan products such as:

Check out What’s New on this site or refer to the current newsletter for any promotions.

Loan repayment can be made in person, by mail, or through the convenience of payroll deduction. There are no prepayment penalties for any loan, either in part or in full. Loan policies and rates are subject to change by the Board of Directors without notice. All rates are stated in terms of Annual Percentage Rates. Rates are fixed unless otherwise stated.

Ways to Apply

Visit a Loan Counselor at either Towson or Perry Hall during regular business hours.

On-Line Loan applications are now available offering members a secure method of applying for their next loan via the internet, click here.

On-Line Mortgage Center, click here.

With One Stop Autos, you can apply for your Credit Union vehicle loan right at the dealership when you purchase your next automobile! Click here for participating dealers.

To view current rates, click here;

To use lending calculators, click here.