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Products & Services: loans
Loan Services
 The
Credit Union offers attractive lending rates to help you reach
your financial dreams. The rate a member pays will be determined
by their credit history. Rates are based on approved credit
and members with sound credit will continue to earn our very
best rates.
Like any lender, your Credit Union carefully reviews every
loan application. This is to protect your funds. The savings
that members have on deposit at the Credit Union become part
of the member loan fund. We offer many types of loan products
such as:
- Vehicle
- Education
- Computer
- Personal
- Share Secured
- Mortgage
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- Home Equity
- Home Cash
- Auto Cash
- Vacation
- Periodic Specials
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Check out What’s New on this site
or refer to the current newsletter for any promotions.
 Loan
repayment can be made in person, by mail, or through the convenience
of payroll deduction. There are no prepayment penalties for
any loan, either in part or in full. Loan policies and rates
are subject to change by the Board of Directors without notice.
All rates are stated in terms of Annual Percentage Rates.
Rates are fixed unless otherwise stated.
Ways
to Apply
Visit a Loan Counselor at either Towson
or Perry Hall during regular business hours.
On-Line Loan applications are now available
offering members a secure method of applying for their next
loan via the internet, click
here.
On-Line Mortgage Center, click
here.
 With
AnyHour Loan Center , just pick up your
phone and dial 1-888-529-1584! A helpful
operator will assist you in completing most loan applications
by phone (Mortgage, Home Equity, and VISA are not part of
AnyHour Loan). The Credit Union will contact you within
one business day with an answer to your loan request.
With Credit Union Dealer Access, you can
apply for your Credit Union vehicle loan right at the dealership
when you purchase your next automobile! Click
here for participating dealers.
To view current rates, click here;
To use lending calculators, click
here.
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