Welcome to BCEFCU

Current Rates: savings As anticipated by the Board of Directors, the following rates and corresponding Annual Percentage Yields (APYs) are effective as of February 1, 2012. See Rate and Fee Schedule* for account features, limitations, and withdrawal penalties.* See Important Disclosures for detailed explanations about checking, check cashing policies, overdraft protection, ATM Card features, QuickTeller Services, and more!
	Min.	Dividend Rate	Annual Percentage Yield APY
Share Savings	$5	.30%	.30%
Checking	-	.00%	.00%
IRA Savings	$10	.40%	.40%
Holiday, Auto, Vacation & Personal Clubs For club account restrictions, click here	$5	.30%	.30%
Premier Money Market	$2500	.40%	.40%

Share Certificates (Effective 1/25/12 - 2/28/12) Premature withdrawal penalties applicable
Term	Min.	Dividend Rate	Annual Percentage Yield APY
6 months	$500	.45%	.45%
1 Year	$500	.65%	.66%
2 Year	$500	.95%	.96%
3 Year	$500	1.25%	1.26%
4 Year	$500	1.50%	1.51%
5 Year	$500	2.00%	2.01%

IRA Share Certificates
Term	Min.	Dividend Rate	Annual Percentage Yield APY
3 Year	$2000	1.25%	1.26%
5 Year	$2000	2.00%	2.01%

Would you like to use our calculator? Click here. To open your certificate account, visit a Member Services Representative today!