Welcome to BCEFCU

Current Rates: savings As anticipated by the Board of Directors, the following rates and corresponding Annual Percentage Yields (APYs) are effective as of December 1, 2008. See Rate and Fee Schedule* for account features, limitations, and withdrawal penalties.* See Important Disclosures for detailed explanations about checking, check cashing policies, overdraft protection, ATM Card features, QuickTeller Services, and more!
	Min.	Dividend Rate	Annual Percentage Yield APY
Share Savings	$5	1.00%	1.00%
Checking	-	0.25%	0.25%
IRA Savings	$10	1.75%	1.76%
Holiday, Auto, Vacation & Personal Clubs	$5	1.00%	1.00%
Premier Money Market	$2500	1.75%	1.76%

Share Certificates (Effective 11/19/08 - 12/16/08) Premature withdrawal penalties applicable
Term	Min.	Dividend Rate	Annual Percentage Yield APY
6 months	$500	2.75%	2.79%
1 Year	$500	3.00%	3.05%
2 years	$500	3.25%	3.30%
3 Year	$500	3.50%	3.56%
4 Year	$500	3.75%	3.82%
5 Year	$500	4.00%	4.08%

IRA Share Certificates
Term	Min.	Dividend Rate	Annual Percentage Yield APY
3 Year	$2000	3.50%	3.56%
5 Year	$2000	4.00%	4.08%

Would you like to use our calculator? Click here. To open your certificate account, visit a Member Services Representative today!