Education: Budget Worksheets

It may look scary, but it’s the best way to see if you’re managing your money or if your money is managing you! There are three budgets available to download: a simple budget, a detailed budget and a funny money budget. The simple budget gives you a quick look at your finances, while the detailed budget explains where the money goes line by line. Take a few minutes and see where your money really goes.

We recommend doing a budget review every year. Start with the simple budget, and then track your expenses for a month or two. After you’ve tracked your spending, complete the detailed budget to categorize where the funds are going. This should give you an accurate account of where the money is going.

To calculate your occasional expenses for the budget, translate your bills to a monthly format. For example, $600 for car insurance every six months is equal to $46.15 biweekly or $100 monthly. (There are 26 pays in one year for a biweekly payroll. Six months equals 13 pays; $600 ÷ 13 = $46.15 per biweekly pay cycle. $600 ÷ 6 months = $100 per month.)


Hey, it’s your money –
don’t you want to know where it’s going?


Simple Budget click here to view and print worksheet
Detailed Budget click here to view and print worksheet


(required to view)

 

 

Home | Account Access | Savings Rates | Loan Rates
Links
| Membership | Contact Us | What's New | Site Index
Privacy Statement
| Security Statement

 


   
Sign Up for On-Line News
Events, Discounts, & More
Loan Application
Mortgage Center
VISA Credit Card
Home Banking Services
FRAUD ALERTS
For International Travelers
   

 

Site by Sequel Design Associates, Inc.