Products & Services: ATM/Phone Banking

SmartCash VISA Check Card

You don't have to write a check to make purchases with the money in your checking account. Simply reach for the SmartCash Card. You can use it like a check wherever VISA cards are accepted.

There's no I.D. to show, no checkbook to carry, and no waiting for check approval. You receive a receipt for easy record keeping. And every transaction is detailed on your checking account statement.

With SmartCash, you can access money at Automated Teller Machines displaying the VISA, STAR, PLUS, Exchange, and American Express emblems. You receive eight (8) network transactions a month free. Above that, the fee is $1.00 per transaction.

All point of sale transactions, purchases, and card usage at the Credit Union's Towson, Perry Hall, and Glen Arm ATMs are at No Cost. In addition to these three ATMs, we are able to offer you 32,000 ATMs nationwide, all with no surcharge. This is possible due to the Credit Union's partnership with Allpoint, America's largest no surcharge ATM network. Their ATM locator is right on the homepage of this website. By typing in your zip code and clicking on GO you will receive a list of the 50 closest Allpoint ATM machines, all with no-surcharge. For other affiliated no-surcharge ATM's, click here.

The SmartCash Card is faster, easier, and more convenient than a check. Need more information? Contact Member Services at 410-828-4730.
To apply, click here.

Banking By Phone

Quick Teller Phone Banking
410-825-6180
410-828-4730, press 1
1-800-234-4730, press 1

Complete your financial transactions in minutes from your home or office. By using a touch-tone phone and a few simple codes, your account information can be accessed through our innovative audio response system.

With QuickTeller, you can do more than the usual account balance inquiry, transfer of funds, verification of a payroll deposit, account history and status of a check. You can obtain interest rates, general office details, and information on special promotions. You can even calculate loan payments and investment returns you would earn through "what-if" scenarios.

For helpful hints on using QuickTeller, click here.

Apply for this no-cost convenience click here!