Online Accounts
Baltimore County Federal Credit Union Facebook Baltimore County Federal Credit Union Twitter
HomeFraud AlertsFraud Tips

Fraud Tips

Fraud Tips

Fraud Tips

With the alarming increase in fraud and identity theft, here's a number of options to assist you in keeping your personal information confidential.

Deluxe Provent offered by your Credit Union

VISA Purchase Alerts offered by your Credit Union

Equifax Data Breach

Your Credit Union maintains the safety and security of its members' personal information as a top priority. In light of the recent Equifax data breach, protective measures you can take are provided here for consideration. Learn more >

What you need to know about Credit Freezes

In response to the breach at Equifax, several sources have encouraged affected consumers to "freeze" their individual credit files at the three major credit bureaus to prevent the potential for identity theft. A credit freeze can help prevent unauthorized creditors from accessing your consumer credit report. It also helps prevent any credit or loans from being approved in your name without your knowledge or consent. While this may prevent fraudulent access to your credit file, it can also affect your ability to apply for legitimate credit.

Members who opt to implement a "credit freeze" receive a PIN that's needed to unfreeze their file.  If you opt for the credit freeze, you'll need to contact the credit bureaus before applying for a new loan or credit card. Once you complete the application process, you can contact the credit bureaus and have your credit file frozen again.  Until better protection methods are put in place at the credit bureaus, this is the process required when you implement a credit freeze.
Close
E-NEWSLETTER SIGN UP
Keep informed on promotions, new services and events.

Error! Please try again later.
You are already signed up.
Note: At any time you can easily unsubscribe to this services
STAY CONNECTED
Thank you for signing up!
Please look for a confirmation email.