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Debit Card

No Monthly Debit Card Fees!

Debit Card

You don't have to write a check to make purchases with the money in your checking account. Simply reach for the SmartCash Card. You can use it like a check wherever VISA cards are accepted.

There's no I.D. to show, no checkbook to carry, and no waiting for check approval. You receive a receipt for easy record keeping. And every transaction is detailed on your checking account statement.

With SmartCash, you can access money at Automated Teller Machines displaying the VISA, STAR, PLUS, Exchange, and American Express emblems. You receive eight (8) network transactions a month free. Above that, the fee is $1.00 per transaction.

You can use your SmartCash Visa Check Card to withdraw funds at the Credit Union-owned ATMs - Towson, Perry Hall and GBMC with no surcharge!

ATM Network

Through our affiliation with Allpoint, America's largest ATM network, we offer you access to thousands of surcharge-free ATMs across the country. Allpoint now boasts over 55,000 surcharge-free locations worldwide!

The Allpoint ATM Locator can be found in the right column of all subpages. By typing in a zip code and clicking "GO," you will receive a list of the 50 closest Allpoint ATM machines with specific street addresses. Allpoint Locator

For a listing of other Credit Union-affiliated no-surcharge ATMs in the Baltimore-Metropolitan area, click here.

The SmartCash Card is faster, easier, and more convenient than a check. Need more information? Contact Member Services at 410-828-4730.

SmartCash VISA Check Card application.



Important Phone Numbers
SmartCash VISA Check Card


Need to report a lost or stolen SmartCash VISA Check Card?
Please call 1-800-472-3272.

To call from outside the U.S. about your lost or stolen SmartCash VISA Check Card, call collect: 0-973-682-2652.

SmartCash VISA Check Card Fraud Detection service: 1-800-262-2024.

SmartCash Card VISA Check Card Activation service: 1-866-333-9337.
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