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Auto Loan Rates

Baltimore Auto Loan Rates

APR Range Terms Percentage Financed
New Vehicle
2.25% to 8.25%
Up to 60 months Up to 120% of MSRP*
2.45% to 8.45%
72 months Up to 120% of MSRP*
3.35% to 9.35%
84 months Up to 120% of MSRP*
Used Vehicle
2.25% to 8.25%
Up to 60 months Up to 120% of NADA Retail Value*
2.45% to 8.45%
72 months Up to 120% of NADA Retail Value*
3.35% to 9.35%
84 months Up to 120% of NADA Retail Value*
4.25% to 10.25%
60 months
Models – 10 years & older
Up to 120% of NADA Retail Value*
Antique, Vintage, Classic Vehicles & Kit Cars
2.25% to 8.25%
60 months Up to 80% of NADA Retail Value*
2.45% to 8.45%
72 months Up to 80% of NADA Retail Value*
3.35% to 9.35%
84 months Up to 80% of NADA Retail Value*

Effective November 1, 2017. Subject to change without notice. Rates are stated as Annual Percentage Rates.

*Check for qualifying details. APR = Annual Percentage Rate. Refinancing of any existing Credit Union auto loan will incur a processing fee of $250.
**72 months available on loans of $20,000 or more.

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